Carmel Properties between $400,000 and $450,000 for Sale

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Newest Carmel Properties between $400,000 and $450,000 for Sale

$419,999

3 Beds ⋅ 1 Baths ⋅ 1030255 MLS

Opportunity awaits. Situated on a flat lot with lake rights in Carmel, this 1,050 sq ft home is ideal for buyers with vision. The current home offers a functional layout, including a compact kitchen, comfortable living space, and a flexible upper level. The home is move-in ready as enjoyed today, while also offering the opportunity to expand or customize over time. Recent improvements include a newer washer and dryer, a roof replaced in June 2023 with a 15-year transferable warranty, and a water heater replaced in April 2026 with a 6-year transferable warranty. The real value lies in the property itself—usable land with future potential. Whether you’re looking for a starter home, an investment opportunity, or a place to grow into, this property offers a strong foundation. Bring your ideas and make it your own. Buyer to verify all information and potential uses with the town.

6 Dellacona Road, Carmel

$425,000

2 Beds ⋅ 1 Baths ⋅ 1029638 MLS

Welcome home to this charming 2 bedroom, 1 bath residence nestled in the desirable Hill and Dale community, offering access to beautiful Palmer Lake. Blending comfort, character, and thoughtful updates, this inviting home features soaring cathedral ceilings, a cozy wood-burning fireplace, and skylights in both the living room and bedroom that fill the space with an abundance of natural light. A distinctive stone and slate entryway with a convenient laundry area adds both style and functionality. Enjoy year-round comfort with central air conditioning and the peace of mind that comes with numerous newer improvements, including vinyl siding, a well pump, roof and gutters, and a water heater. Beyond the home, residents enjoy access to Palmer Lake, where you can spend the summer swimming with a lifeguard on duty, kayaking, canoeing, fishing, or simply relaxing on the beach. The community also features a tennis court, basketball half-court, and a playground, offering something for everyone to enjoy. Whether you're searching for a full-time residence, a weekend retreat, or a low-maintenance getaway, this well-maintained home combines modern updates, timeless charm, and an exceptional community lifestyle.

6 Hemlock Trail Court, Carmel

$425,000

2 Beds ⋅ 2 Baths ⋅ 1026279 MLS

Charming Lake Carmel Living! This beautifully maintained 2 Bedroom, 2 full bath home offers the perfect blend of comfort, style and convenience. The open concept floor plan features an office/den just as you walk in and a bright living room, dining room and an updated kitchen with stainless steel appliances, granite countertops, and a pantry. Step outside to a spacious deck perfect for relaxing entertaining or enjoying summer evenings and backyard barbecues. The main level includes the primary bedroom with a private en-suite bath a second bedroom and an additional full bathroom. A spiral staircase leads to the lower level, offering a laundry area and versatile bonus space ideal for a home gym, recreation room, office, or additional storage. Conveniently located approximately 6-8 miles from Metro North providing and easy commute to NYC, with quick access to I-84 and I-684. Enjoy Lake Carmel rights, including access to the community beaches and non-motorized boating, making this home a wonderful year-round residence or weekend getaway.

7 Horton Road, Carmel

$419,000

3 Beds ⋅ 2 Baths ⋅ 987438 MLS

This mid-century modern residence, custom built in 1960, blends architectural design with contemporary comfort. Privately set on nearly one acre (.92 acres) within a neighborhood setting, this striking home delivers both seclusion and convenience. Spanning approximately 2646 sq. ft. across three thoughtfully designed levels, the home features, 3 bedrooms and 2 baths enhanced by soaring ceilings, wood flooring and large windows that invite natural light throughout. Distinctive architectural elements including spiral staircases add visual interest. The main level features an updated eat in kitchen with custom wood cabinets, granite counters and stainless steel appliances. The living room is anchored by a wood burning fireplace creating a warm and sophisticated atmosphere. Two bedrooms are located on this level, one with an en-suite bath and direct outdoor access. There is a full bath in the hallway Upstairs: there is a dramatic retreat consisting of a large bedroom, and flexible home office loft space. The full lower level (approximately)756 sq. ft. included in total square feet offers excellent useable space. This area includes a pellet stove, laundry area, mechanicals, 2 car garage, abundant storage and walk- out access to a private patio. Outdoor living is impressive, highlighted by a large wrap around deck overlooking the expansive property. Additionally there are three heating zones - approximately 20 years old. Oil tank is in the two car garage. Septic system serviced 2/11/26; furnace is approximately 15 years old, serviced one year or so ago. Heat costs $400 per month; electric, $171 per month.. Roof -8 years. All costs and dates are approximate. Private garbage collecting; $90.39 per month. If applicable, star savings is $961.67 Note: dishwasher is not working and seller cannot take care of it or address any repairs . Fireplace has not been used in decades.; as it is. This home is part of an estate and is sold, strictly "As is, Where is." Seller prefers an all cash transaction. Seller is unable to address any repairs, concerns, etc. House is priced considering any and all repairs needed or wanted by buyers. This is a distinctive home with so much potential for those who appreciate architectural character, privacy and space.

58 Kentview Drive, Carmel

$450,000

3 Beds ⋅ 2 Baths ⋅ 1024535 MLS

3 bedroom 1.5 bath home in the desirable Lake Carmel district. The home was completely renovated in 2018. The property also boasts an adorable, legal 1 bedroom 1 bath cottage with it's own septic. Cottage can be used for extended family or income producing purposes. Home is being sold "as is"

34 Ashburton, Carmel

$450,000

4 Beds ⋅ 2 Baths ⋅ 1024373 MLS

Welcome to this spacious 4-bedroom, 2-bathroom home in Patterson, NY, offering 2,156 sq ft of opportunity and potential. Featuring a strong foundation, working electrical, reliable plumbing, a wood stove, and a mini split HVAC system, this property provides a solid foundation for your vision. The roof is approximately 6–10 years old, while the interior offers the chance to personalize with updates to the kitchen, bathrooms, flooring, doors, and stair railings. With generous space and valuable features already in place, this home is ready for a buyer looking to make it their own. Property sold AS-IS.

690 Route 311, Patterson

$425,000

4 Beds ⋅ 2 Baths ⋅ 1006076 MLS

Welcome to 121 Putnam Dr., this home offers 4 Bedrooms with plenty of space and endless potential. If you are looking for a home you an truly make your own, this 4 bedroom, 2 bath property is worth a look. Full of character and possibilities, it offers a flexible layout, ample parking, a private backyard, and hardwood floors hidden beneath the existing carpeting. The main level features two bedrooms, a full bathroom, a comfortable living room, a dining room, and a kitchen ready for your personal touch. Upstairs, you'll find two additional rooms that would work perfectly as home offices, a den, playroom, craft room, or whatever suits your lifestyle. The lower level has its own separate entrance and includes two bedrooms, a full bathroom, a living room, and an eat-in kitchenette. Whether you need extra space for extended family, guests, or a private area to spread out, the possibilities are there. Outside, the partially fenced backyard offers privacy and room to relax, garden, entertain, or enjoy time with family and friends. With plenty of off-street parking and a layout that provides flexibility for a variety of living arrangements, this home is simply waiting for someone with vision to bring it to life.

121 Putnam Drive, Carmel

$439,999

2 Beds ⋅ 2 Baths ⋅ 1006627 MLS

Welcome to this charming 2-bedroom, 1.5-bath ranch style home situated on a beautifully manicured, level corner lot at the end of a quiet dead-end road, offering views of Lake Carmel . A stone throw away from the water. Step onto the natural stone wraparound patio and into a spacious living area that flows seamlessly into the inviting dine-in kitchen. The kitchen features solid wood cabinetry, soft-close drawers, granite countertops, and stainless steel appliances, making it both stylish and functional. The first-floor primary bedroom includes a cedar-lined closet and a convenient half bath, with the potential to expand into a full bath thanks to an adjacent closet that could accommodate a stand-up shower. A generously sized second bedroom, also with a cedar-lined closet, and a spacious full bathroom featuring a Jacuzzi-style soaking tub with tile surround, vanity, and linen storage complete the main level. Upstairs, you’ll find two additional bonus rooms that are perfect for a home office, den, nursery, or creative space. The walk-out lower level includes a partially finished basement with over 7-foot ceilings and an extra room previously used as a music and exercise room, providing even more flexibility. The home includes seasonal beach passes to Lake Carmel and is conveniently located near shopping, restaurants, the library, and Interstate 84, offering both peaceful living and easy access to everyday amenities.

26 Roslyn Road, Carmel

$425,000

2 Beds ⋅ 2 Baths ⋅ 1014584 MLS

Welcome to 21 Sussex Road, a charming 2-bedroom, 2-bath home that lives much larger. Huge eat-in kitchen with tons of cabinet space, tile counters, and brick backsplash. Living room includes a cozy wood-burning fireplace and dining area for family gatherings. A powder room with bidet completes the first floor layout. Second floor boasts two bedrooms plus two flexible bonus rooms (den/office/media room) and a large bathroom with soaking Jacuzzi tub and shower stall. The front porch provides a peaceful spot to unwind, and the backyard patio is the perfect place for grilling, entertaining, or enjoying the fresh air. Lake rights provide an additional opportunity for outdoor enjoyment. This home is the perfect mix of charm and easy living.

21 Sussex Road, Carmel

$425,000

2 Beds ⋅ 1 Baths ⋅ 1003989 MLS

Tucked away on 3.33 private wooded acres, 11 Richardsville Road in Carmel presents a rare opportunity for a live/work lifestyle, weekend retreat, or investment property with exceptional versatility. This charming circa-1890 cottage/bungalow offers 2 bedrooms, 1 full bathroom, and 812 square feet of comfortable living space surrounded by peaceful natural scenery and privacy. Perched up the hill, the standout feature of the property is an impressive detached barn complete with a spacious 2-car garage, workshop area, loft space, and an additional bathroom—ideal for artists, contractors, hobbyists, collectors, studio use, or additional storage. A partially fenced yard, mature trees, and tranquil setting create the feeling of a secluded escape while still remaining conveniently located. Endless possibilities await for those seeking character, functionality, and space to create.

11 Richardsville Road, Carmel

$450,000

2 Beds ⋅ 2 Baths ⋅ 991386 MLS

Tucked away in a prime Carmel location, 77 Kent Lake Ave delivers a polished blend of style, comfort, and everyday convenience across approximately 1,550 square feet. This beautifully renovated 2-bedroom, 1.5-bath home lives like a 3-bedroom, featuring rich hardwood floors, a sleek updated kitchen with stainless steel appliances, and a layout designed for both ease and elevated living. A partially finished basement adds flexibility, while the one-car garage and private backyard with an above-ground pool and surrounding deck create the perfect setting for relaxing or entertaining. Just moments from South Lake, offering easy access to kayaking, fishing, and a peaceful lakeside setting, all while benefiting from a commuter-friendly location that makes getting where you need to go effortless.

77 Kent Lake Avenue, Carmel

$425,000

2 Beds ⋅ 2 Baths ⋅ 971326 MLS

165 West Lakeshore Drive, Carmel, NY Wake up every day to breathtaking lake views in this charming lakeside home overlooking beautiful Lake Carmel. Perfectly positioned to capture the water from multiple rooms, this property offers a rare opportunity to enjoy peaceful lake living just minutes from town. Step inside and you’ll immediately notice the sun-filled living spaces and panoramic lake views. The spacious living room features large windows that frame the water, filling the home with natural light and creating a relaxing atmosphere year-round. A bright dining area with lake views makes the perfect spot for morning coffee or evening meals while enjoying the scenery. The home offers a functional layout with multiple levels of living space, providing flexibility for everyday living, weekend getaways, or hosting guests. The kitchen provides ample cabinet space and flows easily into the main living areas. Outside, the property truly shines. The terraced yard and stone patio areas create a natural setting for outdoor gatherings, summer barbecues, or simply relaxing while overlooking the lake. Mature trees provide privacy and shade, while the elevated position gives the home a beautiful vantage point over the water. Additional features include: • Off-street parking with driveway • Lower level with laundry and additional storage space • Multiple outdoor areas to enjoy the lake setting • Large windows throughout bringing in natural light and views • Convenient location near shops, restaurants, and major commuting routes Whether you’re looking for a weekend retreat, year-round home, or investment opportunity, this property offers incredible potential in a sought-after lake community. Enjoy boating, fishing, kayaking, and all the outdoor recreation that Lake Carmel living has to offer. Come see the views and imagine the possibilities — this lakeside home is ready for its next chapter.

165 W Lakeshore Drive, Carmel

$400,000

833181 MLS

Gorgeous, mostly level meadow, waiting for your dream Home / Farm. With lots of road frontage and two small picturesque man made ponds. There are two signs marking the main parcel starting points. Residential (R4), 4 acre zoning.

326 Cornwall Hill Road, Patterson

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Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.