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$499,900
4 Beds ⋅ 2 Baths ⋅ 1036719 MLS
Two-Family - Investor Opportunity. Two-family property in the Bronx featuring a total of 4 bedrooms and 2 bathrooms, with approximately 1,628 square feet of building area. Each unit offers a 2-bedroom, 1-bath layout with a living room and kitchen. The property includes three separate electric meters and two separate gas meters. Ideal for investors or buyers looking for a value-add opportunity.

1129 E Tremont Avenue, Bronx
$989,000
1036717 MLS
Legal 2 family 3 bedroom 2 units with a fully finished basement. House is move in ready!

1048 beach 22nd street, Far Rockaway
$727,000
6 Beds ⋅ 2 Baths ⋅ 1036683 MLS
Nestled in the vibrant and evolving Arverne neighborhood of Far Rockaway, this charming multi-family residence at 69-32 Gouverneur Avenue presents a fantastic opportunity for comfortable coastal living and versatility. Originally established in 1915, the property boasts timeless architectural character combined with a generous layout spanning approximately 2,500 square feet. Featuring six bedrooms and two bathrooms, the home offers spacious interior configurations designed to accommodate flexible living arrangements. While specific contemporary updates vary, the foundational living spaces provide excellent potential for customization, featuring ample natural light and well-proportioned rooms that invite personalization. Situated just moments from the scenic Rockaway shoreline, residents can easily enjoy miles of sandy beaches, the iconic Rockaway Boardwalk, and refreshing ocean breezes. The location offers an exceptional coastal lifestyle paired with convenient access to local neighborhood dining, community parks, and everyday shopping amenities. Commuters will appreciate the proximity to public transportation options, including local bus routes and nearby subway stations providing direct transit access into Manhattan and greater Queens, making this address a uniquely balanced retreat combining seaside tranquility with urban accessibility.

6932 Gouverneur Avenue, Arverne
$1,599,995
1036682 MLS
RARE OPPORTUNITY | 64 HANCOCK ST, BROOKLYN, NY 11216 Bedford-Stuyvesant | 4 Stories | 11 BD | 4 BA | 3,750 SQ FT | Est. 1901 Opportunities like this do not come often. Standing proudly on one of the most coveted, tree-lined blocks in historic Brownstone Brooklyn, 64 Hancock Street is a magnificent four-story, 20-foot-wide townhouse that has anchored this celebrated street since 1901. With over 3,750 square feet of living space, 11 bedrooms, and 4 bathrooms, this is a rare canvas for those who dream big — and a generational asset in the heart of one of New York City’s most vibrant and appreciating neighborhoods. Nestled within the prestigious Bedford Historic District — designated in 2015 and recognized as one of Brooklyn’s most distinguished architectural landmarks — the property carries the soul of old New York while offering every possibility of modern transformation. Whether envisioned as a grand single-family mansion, a premier multi-unit investment, or a live-work compound, this home is as versatile as it is storied. PROPERTY HIGHLIGHTS: 3,750 sq ft across four stories on a 20 ft wide, 100 ft deep lot 11 bedrooms | 4 bathrooms Part of the Bedford Historic District — among Brooklyn’s finest preserved 19th-century streetscapes Multi-unit zoning (R6B) Franklin Ave A/C/S subway just 0.2 miles away — Manhattan minutes from your door 5 parks within 1.8 miles | walk-able, bike-able, world-class transit Near boutique restaurants, cafes, galleries, and the rich cultural fabric of Bed-Stuy THE NEIGHBORHOOD: Bedford-Stuyvesant is home to one of the highest concentrations of Victorian architecture in all of New York City — a living museum of 19th-century craftsmanship wrapped in the energy of a thriving modern community. From artisan coffee shops and local galleries to community gardens and acclaimed restaurants, Hancock Street places you at the very center of everything that makes Brooklyn the most coveted borough in America. This is not just a home. It is a monument to Brooklyn’s golden age — waiting for its next great chapter. Rare properties in the Bedford Historic District move quickly. SOLD AS-IS DO NOT DISTURB THE TENANTS SOLD OCCUPIED

64 Hancock Street, Brooklyn
$799,998
5 Beds ⋅ 3 Baths ⋅ 1036638 MLS
Legal 2 family home - 2 bedrooms over 3 bedrooms, full finished basement with a separate entrance (and accessible from inside the house) and a full bathroom, quiet tree lined block, spacious yard, 2 car garage, long driveway, back porch, new PVC fence. New kitchen in 3 bedroom unit. House is larger than it appears! Will be delivered vacant at closing. House is not available for rent and seller is not offering seller financing. Taxes shown are before STAR deduction.

442 Cedar Street, Uniondale
$495,000
5 Beds ⋅ 3 Baths ⋅ 1034549 MLS
Excellent opportunity for investors or owner-occupants! This fully vacant triplex offers a flexible 2-bedroom/1-bathroom over 2-bedroom/1-bathroom over a fully renovated studio layout. The first-floor studio has been completely renovated and is move-in ready, while the two upper-level apartments provide additional income potential. All three units are currently vacant, allowing a new owner the opportunity to establish market rents from day one or occupy one unit while generating rental income from the others. Separate utilities, including landlord metering, provide added convenience for managing expenses. Additional highlights include a new roof, a new Certificate of Occupancy at closing. The property also features a rear garage/storage area and attic space for additional storage. Whether you're looking to expand your portfolio, house-hack, or take advantage of a fully vacant multi-family property, this is an opportunity worth exploring!

54 Gifford Avenue, Poughkeepsie
$850,000
4 Beds ⋅ 1036479 MLS
Exceptional turnkey 2-family opportunity situated in the heart of vibrant Ozone Park! Sitting on a 16x100 lot with a 16x41 building size, Tax $5085. this property has been completely gut-renovated from top to bottom with high-end materials, featuring brand-new plumbing, updated electrical wiring. The highly practical layout features two spacious units—each offering 2 bright bedrooms, 1 living room, and 1 full bath. Complemented by a high-ceiling basement providing immense flexibility for storage or additional use. Unbeatable location just moments from A, J, and Z subway lines, nearby parks, shopping centers, and vibrant commercial avenues. Must see!

87-12 95TH Avenue, Ozone Park
$1,350,000
7 Beds ⋅ 4 Baths ⋅ 1036385 MLS
Discover an excellent investment opportunity in the highly sought-after area of Brooklyn! This classic, solid brick two-family home at 458 Drew St offers a spacious layout with a total of over 6 bedrooms and 4 full bathrooms. The large eat-in kitchen is designed for comfort and functionality. Additionally, the property features a fully finished basement that maximizes your usable space. Conveniently located near local schools, dining options, places of worship, and public transportation, this high-income-producing residential property is a perfect fit for any savvy investor's portfolio. The home is delivered in clean, renovated, and excellent condition—schedule your tour today!

458 Drew Street, Brooklyn
$1,240,000
6 Beds ⋅ 2 Baths ⋅ 1036369 MLS
Welcome to this beautifully maintained corner home with outstanding curb appeal! Situated on a spacious corner lot, this home offers comfort, charm, and convenience. Located near schools, shopping, parks, and transportation, it’s the perfect place to call home. Don’t miss this wonderful opportunity SOLD AS IS !!

14545 116th Avenue, Jamaica
$1,999,000
7 Beds ⋅ 5 Baths ⋅ 1036348 MLS
Welcome to Classic Traditional 663 Style Brick and Block 2 Family Home with finished basement in Downtown Flushing, featuring a traditional and spacious layout with excellent potential. The property offers 1 bedroom 1 bathroom on the first floor, 3 bedrooms 2 bathrooms on the 2nd floor and 3 bedrooms 2 bathrooms on the 3rd floor, providing generous living space for both homeowners and investors. This traditional two-family residence offers a versatile layout, ample natural light, and plenty of space for comfortable living. The property presents an excellent opportunity for owner-occupants, multi-generational living, or investment purposes. A rare opportunity to own a classic New York two-family home with a traditional 6-6-3-B layout, offering both character and flexibility in a desirable neighborhood. Approx total 3,450 sq ft living space and annual property tax is about $11,985. Close to supermarket, schools, park and all. Walking distance to 7 train subway Main Street station and Long Island Railway Station.

14477 37th Avenue, Flushing
$1,380,000
5 Beds ⋅ 4 Baths ⋅ 1036294 MLS
Conveniently situated adjacent to the Little Neck LIRR station and just moments from Northern Boulevard's premium shopping, this property offers an exceptional layout and an outstanding investment opportunity. It is is equipped with a modern central air conditioning system for year-round comfort, The first-floor unit features a well-proportioned 800-square-foot floor plan with 2 bedrooms and 1 bathroom, generating a rental income of $2,600. The spacious second-floor layout includes 3 bedrooms, 2 bathrooms, and a dedicated garage space, renting for $3,200. Complemented by remarkably low property taxes of just $10,862, this property provides excellent cash flow and long-term value.

41-43 Little Neck Parkway, Little Neck
$999,500
7 Beds ⋅ 3 Baths ⋅ 1032787 MLS
This well-kept three-family home with finished basement (Four Full Levels) is located in the convenient Williamsbridge neighborhood and is a fantastic find, perfect for investors or as an owner-occupied opportunity. This property offers two spacious three-bedrooms and one bath apartments over large one-bedroom one bath apartment plus a full finished basement with an additional three rooms and full bath, laundry room and boiler room. The basement in-law suite adds an additional 1196 square feet and has access to the backyard. Features of this four-level property include attached one-car garage, high ceilings, hardwood floors, easy access to both the 2 and 5 trains, local buses on White Plains and Gun Hill Roads and the Bronx River Parkway, I-95 and the Hutchinson River Parkway. Lot size is 22 x 94.75. Dwelling size is 22 x 52. Real Estate Taxes are $7,577.84.

3637 Olinville Avenue, Bronx
$1,467,000
4 Beds ⋅ 4 Baths ⋅ 1036273 MLS
Fully renovated semi-detached brick two-dwelling home having modern finishes, a functional layout, and quality upgrades throughout. The first floor features a stylish kitchen with custom cabinetry, quartz countertops, integrated LED lighting, and paneled refrigerator and dishwasher, creating a clean, built-in look. This level also offers two bedrooms and two modern bathrooms featuring smart toilets. The second floor includes a contemporary two-tone kitchen, two spacious bedrooms, and a beautifully updated bathroom with a Jacuzzi tub. The finished lower level offers a spacious open-concept layout with a full bathroom, ideal for a family room, home office, gym, recreation area, or other permitted uses!! Additional features include a private garage, gas heat, energy-efficient split heating and cooling units with a 10-year warranty, washer and dryer hookups and tasteful finishes throughout. Conveniently located near shopping, public transportation, schools, and neighborhood amenities!

8514 68th Avenue, Rego Park
$1,290,000
7 Beds ⋅ 2 Baths ⋅ 1036236 MLS
Welcome to 1462 New York Avenue, Brooklyn, NY 11210. A beautifully renovated semi-detached brick two-family home located in the heart of Flatbush, offering generous living space and exceptional flexibility for both end users and investors. This newly renovated property features recessed lighting, hardwood floors, stainless steel appliances, and ample storage throughout. First Floor: 3 bedrooms and 1 full bathroom, featuring a spacious living and dining area. Second Floor: 4 bedrooms and 1 full bathroom, along with a private balcony and abundant natural light. Basement Level: Fully finished with 1 full bathroom and a separate entrance, providing additional space for recreation, storage, or other permitted uses. Additional highlights include a gated private driveway, front parking, and a convenient location close to shopping, restaurants, public transportation, and ongoing neighborhood development. No Closing Cost

1462 New York Ave, Brooklyn
$875,000
4 Beds ⋅ 2 Baths ⋅ 1035956 MLS
Hewlett-Woodmere schools! Legal 2-family with separate entrances for each unit. 4 bedrooms, 2 bathrooms, and a detached 2-car garage. Great opportunity for owner occupants or investors. The upstairs 2-bedroom unit was fully renovated 2 years ago and includes a private deck, the downstairs 2-bedroom includes an additional sunroom, closed off front porch, and a full footprint basement with good ceiling height. Currently being used as a workshop, dark room, laundry room, and storage area, but has great potential for additional finished square footage.

485 Peninsula Boulevard, Lynbrook
$811,000
6 Beds ⋅ 3 Baths ⋅ 1035853 MLS
An outstanding opportunity for Investors to restore and reimagine, Builders to discover the upside potential, Contractors, Handymen and Buyers looking for their next projects. Located conveniently close to shopping, dining, schools, public transportation, parks, major highway, roadways, LIRR and everyday amenities. This property is on a generous property lot of about 12,000 Sq Ft with plenty of outdoor space for entertaining, gardening, having multiple cars parking driveway. The property needs significant repair work, improvements and updates. The property is being Sold AS-IS with no repairs or credits. This is a clear Value-Add Property for Cash and/or Rehab Buyers or those utilizing renovation financing. Whether you are looking to Fix and Flip, Renovate and Rent or Customize for Resale, the potential return on investment makes this one worth a look. A great opportunity to renovate, invest or create your dream home from the ground up.

458-460 N Corona Avenue, Gibson
$1,265,000
9 Beds ⋅ 5 Baths ⋅ 1036163 MLS
House for sale. 3 car parking. 2 lots corner house.

106-04 Waltham Street, Jamaica
$675,000
4 Beds ⋅ 3 Baths ⋅ 1035852 MLS
Privately set - Duplex Raised Ranch 2700 Square foot with 700 Sq Ft. accessory apartment, ideal for a friend or tenant ideally situated on 12.6 ACRES of land with tiered decking surrounding a private pool and hot tub and pool house/cabana. This well maintained home features 4 Bedrooms, 2 1/2 baths, kitchen, dining room, den and Living room with fireplace. APARTMENT features separate entrance with kitchen, bath, bedroom and den. There is a one car garage. The home has 3 zone propane hw bb heat, on demand hot water, Central air and Generac house generator. Roof is approximately 4 years old. A great place to retreat from the city or just live all year round. Alarm, video and voice recordings on premise. The square footage does not include the finished apartment and garage. Main residence is 1848 Sq. Ft and the apartment is approximately approximately 700 SF. Cameras and recording devices are all over property. R-1 zoning - You can build more homes.

226 Big Woods Road, Harris
$998,000
6 Beds ⋅ 4 Baths ⋅ 1036107 MLS
Ocean View Two-dwelling Home in Arverne This stunning ocean view two-dwelling home is just blocks from the 67th Street Surfing Beach. With three stories, each unit features three bedrooms, two full baths, and a laundry room. Enjoy private ocean view balconies, a yard, and a driveway. Key Highlights: - Minutes from Rockaway Beach, one of the East Coast's top beaches - Short bike ride to Rockaway Beach concessions, restaurants, and banks. Layout: 1st FL Full finished ground Level. 2nd FL Master Bedroom with Full Bath, 2 Bedroom, Kitchen, DR/LR, Full Bath with Laundry Room. 3rd FL Master Bedroom with Full Bath with Balcony, 2 Bedroom, Kitchen, DR/LR with Balcony, Full Bath with Laundry Room.

605 Barbadoes Drive, Arverne
$849,000
5 Beds ⋅ 2 Baths ⋅ 1036121 MLS
DESIRABLE 2-FAMILY HOME WITH PRIVATE DRIVEWAY & FINISHED BASEMENT NEAR VAN WYCK! Fantastic opportunity for investors or end-users looking for income potential and space. This well-maintained 2-family residence features a total of 5 spacious bedrooms across two distinct units. 3 bedroom 1 bath first floor, 2 bedroom 1 bath, 2nd and third floor, and fully finished basement with outside enterance. Bright and airy layouts with ample natural light throughout. Key highlights include a fully finished basement with flexible living space, a private driveway offering multiple off-street parking spaces leading to a clean, low-maintenance paved backyard. property is currently occupied. Unbeatable location just minutes from the Van Wyck Expressway, JFK, LIRR, public transportation, neighborhood shopping, and local amenities. Move-in ready with immediate income-generating potential. Do not miss this rare find!

10980 141st Street, Jamaica
$1,448,000
8 Beds ⋅ 5 Baths ⋅ 1036029 MLS
2 FAMILY DETACHED NEWLY RENOVATED START OF ART NEAR TO PUBLIC TRANSPORTION BUS ON BAISLEY

121-28 172 ST Street, Baisley Park
$499,000
3 Beds ⋅ 3 Baths ⋅ 1035764 MLS
Unique income-producing property offering exceptional flexibility for investors and owner-occupants alike! This approximately 2,300-square-foot property features a spacious second-floor apartment of approximately 1,300 square feet with a separate entrance, currently occupied by a month to month tenant, providing immediate rental income. The first level offers approximately 1,000 square feet currently utilized as professional office space with a welcoming reception area, waiting room, multiple private treatment/exam rooms, office, and 1.5 baths. The flexible first-floor layout offers excellent potential for conversion to additional residential living space, subject to municipal approvals. Additional features include approximately seven off-street parking spaces, a carport, storage shed, new furnace, and convenient access to major roadways, shopping, and local amenities. A rare opportunity for investors, owner-occupants, or buyers seeking a unique property with future flexibility. Buyer is responsible for verifying all permitted uses and obtaining any required municipal approvals.

3 Pierces Road, Newburgh
$750,000
5 Beds ⋅ 3 Baths ⋅ 1034825 MLS
176 Orange Ave. in the town of Ramapo/Village of Suffern is an exceptional opportunity and available today. Unique, well-kept primary home or rare investment with income, the prospects are many. Location, Location, Location with the advantage of having access to major highways in the tri state area, a nearby hospital, fine restaurants, and walking distance to commuter rails and buses. This home features solar panels with two separate meters for each unit for accurate usage. First floor unit offers a fully enclosed porch, two bedrooms, newer full bath, and an area for office or third bedroom. Second floor unit has three ample size bedrooms, plenty of closet, full bathroom, and full size eat-in kitchen area. This two-family home has a basement that is both finished and unfinished with a separate entrance which contains newer full bathroom, bedroom and this space may have an opportunity to add additional rental capability. Separate extra-large two car garage with plenty of additional parking. Property’s backyard enclosed by fence. Grounds are attractive and well landscaped. Take advantage of this real estate opportunity in a prime location!

176 Orange Avenue, Suffern
$999,999
6 Beds ⋅ 5 Baths ⋅ 1036062 MLS
Welcome to 1431 Merry Avenue, Bronx, NY 10461—a stunning, fully gut-renovated home located in the desirable Middletown neighborhood of the Bronx. This exceptional residence combines modern design, quality craftsmanship, and spacious living, making it the perfect place to call home. Featuring 5 spacious bedrooms and 5 beautifully appointed bathrooms, this move-in-ready property has been completely renovated from top to bottom. Enjoy peace of mind with brand-new electrical wiring, new plumbing, and premium finishes throughout and the roof was updated 2019 some photo were staged The bright and open floor plan offers expansive living and dining areas, ideal for entertaining and everyday family living. The modern kitchen is thoughtfully designed with stylish cabinetry, quality countertops, and ample storage. The fully finished basement provides an incredible bonus living space, perfect for a recreation room, home theater, gym, playroom, home office, or guest suite. With its private outside entrance, it offers added flexibility and convenience. Conveniently located in the sought-after Middletown neighborhood, this home is just minutes from shopping, restaurants, schools, parks, major highways, and public transportation, offering the perfect balance of suburban comfort and city convenience. Don’t miss this rare opportunity to own a beautifully renovated, turnkey home with exceptional space, modern upgrades, and endless possibilities. Schedule your private showing today!

1431 Merry Avenue, Bronx
$1,275,000
7 Beds ⋅ 5 Baths ⋅ 1034510 MLS
Discover the allure of this well maintained, all-brick two-family home nestled in the desirable Dunwoodie neighborhood. This residence seamlessly combines comfort and functionality across three levels, making it an ideal choice for investors alike. Step into the main level and be welcomed by a generous living room, accompanied by a formal dining room complete with a charming stone fireplace. The open-concept kitchen is a chef's delight, featuring stainless steel appliances, including a stove, dishwasher, and fridge.The primary bedroom boasts an en-suite bathroom for your convenience, alongside two additional bedrooms, a full hall bathroom, and plenty of closet space, all enhanced by hardwood flooring. Venture to the second floor, where another primary bedroom awaits, also with an en-suite bathroom, a full hall bathroom, a spacious living room with a functional stone fireplace, and a dining room that opens to a delightful walk-out deck—perfect for entertaining or relaxing outdoors. The finished lower level optimizes space, offering a versatile area that includes a bedroom, a living room, a separate laundry room, and a one-car garage to meet all your needs. Ideally situated with quick access to major highways (I-87 and the Saw Mill River Parkway) and just minutes from the Cross County Shopping Center, this home is truly a commuter's dream. Don't miss the opportunity to make it yours!

17 aka 13 Smart Avenue, Yonkers
$1,199,000
1036008 MLS
2 Fam With Storefront In The Heart Of Richmond Hill Next To Public Transportation And All Amenities., Appearance: Good

104-06 Jamaica Avenue, Richmond Hill
$725,000
1031613 MLS
This charming 1925 single-family home blends classic frame construction with thoughtful modern updates, offering a functional kitchen, comfortable living space, two bedrooms, and two full bathrooms, along with a detached one-car garage, private rear yard, and a full basement with added storage. Located on a quiet residential in the Jamaica neighborhood (often associated with the South Jamaica / Southeastern Queens section) within the borough of Queens, NY 11435. This home sits within School District 28 and offers easy access to major transportation, local shops, parks, and community amenities, with the added convenience of being just minutes from JFK International Airport. The fully renovated lower level provides strong income-producing potential, featuring a modern full bathroom with a walk-in shower, stackable washer and dryer, and an open layout suitable for a bedroom, guest suite, or private living area. With its own backyard entrance and a side stairway that can be closed off for privacy, the basement can function as an independent living space for extended family or a rental setup to help offset mortgage or household expenses. The property can be converted back into a 2-unit duplex for rental purposes, giving buyers valuable long-term flexibility.

111-46 139th Street, Jamaica
$1,249,000
1035922 MLS
Welcome to 135-40-231 Street! A newly renovated, fully detached 2 family sitting on 31x100 lot on a beautiful tree lined street of Laurelton Featuring a wide private driveway, and garage! Perfect opportunity for savvy investor looking for income generating rental property or primary end user looking for rental property. 3 bedroom each unit Spacious living/dining areas Beautiful chefs granite kitchens fully tiled bathrooms Full finished basement that can be used as ADU, in-law suite, guest quarters or additional recreational space. Prime Laurelton Location. Just off Merrick Blvd, Francis Lewis Blvd, Belt Parkway. Short blocks to schools, shopping centers, restaurants, cafes, parks, and JFK airport.

13540 231st Street, Laurelton
$1,798,000
7 Beds ⋅ 4 Baths ⋅ 1035937 MLS
Welcome to this exceptional legal two-family residence located on a spacious 60×100 corner lot in one of Flushing’s most desirable neighborhoods. Fully renovated in 2024, this move-in-ready home features 7 bedrooms, 4 bathrooms, brand-new HVAC systems, roof, windows, flooring, doors, and modern finishes throughout. Both units offer stylish kitchens with premium stainless-steel appliances, creating the perfect blend of comfort and functionality. The fully finished basement with a separate entrance provides excellent additional living space, while the detached two-car garage and oversized private driveway accommodate up to six vehicles. Conveniently located near schools, parks, shopping, restaurants, and public transportation, this property is an outstanding opportunity for both homeowners and investors. Modern. Spacious. Income-producing. A rare Flushing gem waiting for its next owner.

167-16 43rd Avenue, Flushing
$2,000,000
1035730 MLS
Rare Waterfront Investment Opportunity On Penataquit Canal! This Exceptional Triplex Offers Over 180 Feet Of Prime Waterfront With 13 Private Boat Slips, Expansive Docking, And Breathtaking Views Of Fire Island. Situated At The End Of A Quiet Cul-De-Sac, This Unique Property Features A Total Of 9 Bedrooms And 9 Bathrooms, Including 5 Bedrooms With Private En-Suite Baths. Step Outside To A True Waterfront Oasis Featuring An In-Ground Pool With An In-Ground Hot Tub, A Stunning Brick Outdoor Kitchen, Expansive Paver Patio, And Swaying Palm Trees, Creating The Ultimate Resort-Style Setting For Entertaining Or Relaxing Along The Water. Whether You're Looking To Expand Your Investment Portfolio, Generate Exceptional Rental Income, Or Own A One-Of-A-Kind Waterfront Property With Endless Possibilities, This Incredible Offering Checks Every Box. A Rare Opportunity To Own A High-Income Producing Property In An Unbeatable Waterfront Location.

64 Mowbray Avenue, Bay Shore

Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.